Terms and Conditions
In consideration of InvestAmerica LLC (“IACA”) permitting you access to certain information, documents and other materials through IACA’s website on the internet (, you (which term, as used in herein, includes you personally and the company or other organization on whose behalf we grant you access to the Site) hereby agree to the following terms and conditions (this “Agreement”). This Agreement is in addition to, and does not nullify, any other agreement (“Customer Agreement”) between you and IACA governing the conduct of your relationship with IACA.

You acknowledge that the Site is for informational purposes only and does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy any security, other investment or investment service, which may be referred to in the Site.

Access Provided
Your access to the Site and/or the Material may be modified by IACA at any time or from time to time with or without notice. You agree to comply with any rules or restrictions posted by IACA on the Site.

No Obligation to Keep Information Current
The Material reflects the respective authors’ analyses as of the date each such Material was initially published. Further, IACA is not under any obligation to update the Material to reflect circumstances that may occur after the date initially published. Due to legal restriction or other reasons, IACA may not update any Material to take into account material changes or new information.

Blue Sky and Foreign Laws
The Material may discuss numerous securities, some of which may not be qualified for sale in certain states or countries, and therefore, may not be offered to investors in such states or countries. Furthermore, Investing in securities denominated in currencies other than the U.S. dollar involves certain considerations comprising both risk and opportunity not typically associated with investing in U.S. securities. The security may be affected either favorably or unfavorably by fluctuation in the relative rates of exchange between the currencies, by exchange control regulations, or by indigenous economic and political developments.

The information contained in this Site is based on carefully selected sources, believed to be reliable, but whose accuracy or completeness cannot be guaranteed. Any opinion herein reflects our judgment at this date and is subject to change without notice.

Privacy Policy
The following describes how InvestAmerica LLC (“IACA”) handles your personal information and what steps we take to protect your privacy: IACA has access to customer information for legitimate business purposes only. Only those employees who provide products or services to you or those who need your information to service your account are authorized to access your information. The company requires its employees who have access to customer information to protect it and keep it confidential. To conduct regular business, we may collect non-public personal information from sources such as, information reported by you on applications or other forms you provide to us, information you report directly to your IACA representative, and information about your transactions with our affiliates or others.

Security Standards
We safeguard this information in accordance with federal standards and established security standards and procedures. Measures we take in this regard include implementation of physical, electronic and procedural safeguards.

This site is published for residents of the United States only.


All materials contained in this web site are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published, or broadcast without the prior written permission of InvestAmerica LLC.

Disclaimer of Warranties and Liability
You expressly agree that use of this web site is at your sole risk. This site is provided on an ‘as is’ and ‘as available’ basis. IACA expressly disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement. IACA makes no warranty that this website will meet your requirements, or that this site will be uninterrupted, timely, secure, or error free; nor does IACA make any warranty as to the results that may be obtained from the use of this site. IACA will not be liable for any direct, consequential or incidental damages, whether foreseeable or not, which may result from the unavailability or malfunction of this site.

You understand and agree that any material and/or data downloaded or otherwise obtained through the use of this website is at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data. IACA shall not be responsible for any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information or ideas contained, suggested or referenced in this service. No advice or information, whether oral or written, obtained by you from IACA or through this website shall create any warranty not expressly made herein.

You understand and agree that IACA does not guarantee the accuracy or completeness of any information in or provided in connection with this website. IACA is not responsible for any errors or omissions or for the results obtained from the use of such information. The information is provided with the understanding that neither IACA nor its users, while such users are participating in are engaged in rendering personalized investment, financial planning, accounting, legal, or other professional services or advice. IACA encourages you to seek advice from an appropriate personal finance and/or investment professional before making investment decisions.

You understand and agree that presentation of any performance data is not meant to imply that similar results will be achieved in the future. Rather, past performance does not guarantee future results. The data is provided merely for illustrative and discussion purposes. Performance data using a wide variety of time periods is provided. Rather than focusing on the specific time periods used or the results derived, the reader should focus instead on the underlying principles.

You understand and agree that none of the material presented here is intended to serve as the basis for any financial decision, nor does any of the information contained within constitute an offer to buy, sell, or hold any security. Such an offer is made only by prospectus, which you should read carefully before investing or sending money.

You understand and agree that the material presented is accurate to the best of our knowledge. However, performance data changes over time, and laws frequently change as well, and our advice could change accordingly. Therefore, the reader is encouraged to verify the status of such information before acting.

IACA not responsible for the content on the internet or web pages outside the site. As a convenience to our users, we may provide links to resources which are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any sites to which we may provide links, and you hereby waive any claim you might have against with respect to such sites.

IACA shall not be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use or the inability to use or for the cost of procurement of substitute goods and services or resulting from any goods or services purchased or obtained or messages received or transactions entered into through or resulting from unauthorized access to or alteration of your transmissions or data, including but not limited to, damages for loss of profits, use, data or other intangible, even if IACA has been advised of the possibility of such damages.
Your privacy is important to us. In order to better protect your privacy we provide this notice explaining our online information practices.

Web Privacy Policy has created this security and privacy statement in order to demonstrate and communicate its commitment to the privacy of the users of the site and to conducting business with the highest ethical standards and appropriate internal controls. The following discloses information gathering and dissemination policies for the site:

Collection and Dissemination of Personal Information web site may receive and maintain information such as user name, email address, telephone number and other personal information only when such information is personally submitted by users through an optional request form such as the request for more information form in the contact tab of the web site.

The information provided within the form allows users to make specific inquiries or requests of or provide with feedback on its Web sites or services. Information gathered via this site is not shared with third parties unless the involved individual requests such sharing or unless disclosure is required by law. does not sell personal information to third parties for commercial purposes.

The Web site does not capture information regarding the specific activities of any particular user. It does, however, produce reports that allow to view activity in anonymous aggregated form. The website does not use JavaScript, cookies, web bugs, or any other active content mechanism to capture or maintain information about users.  The only personal information we capture has been specifically submitted to us through an optional form.

To help protect your privacy, we strongly recommend that you avoid sending sensitive information, such as account numbers and social security numbers, via email or website.

Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication via this website is subject to regulatory, supervisory, and law enforcement review. reserves the right to disclose user information in special circumstances, where believes that the disclosure of such information is necessary to identify or contact someone who may be interfering with or violating rights or property or other users or to protect or enforce rights or obligations. may also disclose user information when such disclosure is required by law or regulation.

IP Addresses
The Web site may log IP addresses and browser types for administrative purposes. reviews such logs in order to improve the content and functionality of the Web sites. may also use such logs to identify or contact someone who may be interfering with or violating rights or property or other users or to protect or enforce rights or obligations.

Third Party Links
The Web site may contain links to other sites, and other sites may be linked to ours, some of the sites are not owned by is not responsible for the security or privacy practices of non- sites, the products or services offered by such sites, or the content appearing at such sites. Likewise, does not endorse any of the products or services marketed at non- sites. prohibits the framing of any materials available through Web sites and unauthorized hypertext links to Web site. reserves the right to disconnect or otherwise disable any unauthorized frames or hypertext links.

Information Security Web site is protected with a variety of security measures such as change control procedures, passwords, and physical access controls. takes these measures to safeguard against unauthorized use of a user’s data; cannot control Internet transmissions and cannot provide assurances that personal information transmitted to will never be compromised.